Keeping Medical Bills Manageable

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HMOs, PPOs, And More: What Does It All Mean?

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If you are in the market for a new health insurance plan, you may be wondering what all the extra letters mean. Obviously, they are important, but how will they affect your care and quality of life? In an effort to help you figure out exactly what your plan is offering, here are some details on those pesky insurance acronyms. Once you understand this information, looking at health insurance quotes and figuring out which one is best for you will be easier than it has ever been before. Read More»

Why You Need An Appointment With A Medicare Consultant

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There are merely several short months before it’s time for open enrollment for Medicare again. It rolls around every October, and yet it still occasionally catches people by surprise. Some people are not quite sure what they are supposed to do each year during open enrollment. If your medical coverage is sufficient for your needs, do you still need to meet up with a Medicare consultant? Yes!  No matter who you are, you should talk to a Medicare consultant every year during open enrollment. Read More»

Shopping for Health Insurance: Understanding Important Terms

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Shopping for health insurance is a big deal. You don’t want to rush through the process, because you want to make sure that you understand exactly what you’re getting and that you choose the coverage that makes sense for your medical needs. Luckily, there are many health insurance providers out there. Keep reading to better understand important terms so that you can easily shop for the health insurance coverage that you need:  Read More»

How To Apply For Nursing Home Medicaid

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Nursing homes provide care for people who are unable to care for themselves. Residents of nursing facilities are usually elderly, but young people with disabilities may need the services of a nursing home as well. People who lack the financial means to pay for nursing home care on their own may be eligible for Medicaid funding. Here are four things you should know about the nursing home Medicaid application process. Read More»

Tips For Applying For Medicaid

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Medicaid is a government program that can help with covering your healthcare costs. If you are a low-income individual, you might struggle to pay for your medical expenses, and you might be interested in applying for Medicaid so that you can get help with your medical bills. If you have never signed up for Medicaid before, or if you just want to make sure that you get the process right, follow these helpful tips to get health insurance coverage. Read More»

Tips To Remember When Enrolling In Medicare

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If you are getting older in age, you might be thinking of making Medicare plans. Medicare enrollment is an important decision, and you’ll want to make sure you get it right on the first try in order to ensure that your initial years in the program go as smoothly as possible. To that end, here are some tips to keep in mind when beginning to look over Medicare plans for the first time. Read More»

Can You Enroll? The Top Medicare Prescription Drug Coverage Questions Answered

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Do you need Medicare prescription drug coverage? If you’re not sure whether you qualify for or should enroll in this option, take look at the top Medicare D questions answered. Who Can Enroll in Medicare Part D? Simply stated—if you qualify for Medicare, you qualify for part D. More specifically, you can enroll in this type of prescription drug coverage if: You meet the age requirement. You become eligible for Medicare coverage when you turn 65. Read More»

5 Reasons To Buy Health Insurance

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There are many different kinds of insurance out there and all of them can protect you when you need it most. If you’ve been skipping out on purchasing health insurance because your employer doesn’t offer it or because you think that you’ll never need it, now is the time to look into coverage options. Health insurance can make it easier for you to get the medical help that you need, and it can also help you avoid getting a huge medical bill. Read More»

Health Insurance: Help Picking a Plan

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When it comes to purchasing a health insurance plan, things can get pretty complex. There are various aspects that must be considered when selecting a plan, and with so many plans to choose from, you can easily become overwhelmed. However, if you keep the tips outlined below in mind during your selection process, you should be able to feel confident in selecting a policy that will allow you to get the most bang for your buck. Read More»

Medigap Plan Highlights

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Medigap plans can sometimes be confusing to understand, beginning with the fact that they also go by supplemental plans. For many people, a Medigap plan explains what the purpose of purchasing this additional insurance. Sometimes there is a small gap in coverage that can result from your original medicare not covering all of your needs. For example, If you are admitted to the hospital, original medicare does not cover the deductible for part A. Read More»